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Photo	Address	Neighborhood	Price	Size	Style	Type
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52 photos	4930 Park Crescent	Cherry Grove	$1,180,000	2,549 sq. ft.	Bungalow	Residential
45 photos	41501 Hwy 55	Cold Lake	$1,050,000	3,383 sq. ft.	1 1/2 Story	Residential
25 photos	1903 5 ave	Nelson Heights	$345,000	1,657 sq. ft.	4-Level Split	Residential
28 photos	5111 51 street	South Cold Lake	$237,000	1,045 sq. ft.	Bungalow	Residential
27 photos	801 11 ST, Suite 109	North Cold Lake	$211,500	1,295 sq. ft.	2 Story	Condominium
6 photos	41221 tsp rd 620	Cold Lake Area	$79,900		Lot / Land	Residential
16 photos	#8-5612 53 AV	Creekside Trailer Park	$38,000	1,068 sq. ft.	Manufactured Home	Residential
20 photos	41501 Highway 55 East	Cold Lake Area	$1,050,000	3,383 sq. ft.	2 Storey	Residential
60 photos	62117 RGE RD 415 MD of Bonnyville, AB	Cold Lake Area	$995,000	2,491 sq. ft.	1 1/2 Story	Residential
8 photos	5008 50 avenue, Cold Lake, AB	South Cold Lake	$675,000	5,000 sq. ft.	Commercial	Commercial
1 photos	4905 50 avenue, Cold Lake, AB	South Cold Lake	$615,000	4,000 sq. ft.	Commercial	Commercial
1 photos	NE 26 62 1 W4 MD of Bonnyville	Cherry Grove	$399,900		Lot / Land	Lots and Land
1 photos	5005 50 Ave, Bonnyville, AB	Town of Bonnyville	$350,000	2,500 sq. ft.	Single Story	Commercial
36 photos	306 21 street, Cold Lake , AB	Nelson Heights	$319,900	1,177 sq. ft.	Bi-Level	Residential
25 photos	1312 8 ave Cold Lake, AB	North Cold Lake	$279,900	988 sq. ft.	Bi-Level	Residential
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Calculators

Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required Fields
	Required term in years Must be a number between 1 and 50
Term In Years:
	Required interest rate Must be a number between 1 and 100
Interest Rate:	%
	Required cost of home
Cost of Home:	$
	Required down payment Cannot be more than Cost of Home
Down Payment:	$
	Required annual insurance
Annual Insurance:	$
	Estimate Insurance to 0.43% of Cost
	Required annual property tax
Annual Property Tax:	$
	Estimate Tax to 1.2% of Cost
	Required monthly income
Monthly Income:	$
	Required monthly debt
Monthly Debt:	$
Optional Fields
Gross Debt Service Ratio (GDS):
Total Debt Service Ratio (TDS):
Condos Fees:	$

Results

Receive this Detailed Analysis

Mortgage
Qualification
Affordability
Rent vs Buy

Your Monthly Payments

Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:

Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:

Income Needed to Qualify for the Mortgage

Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:

What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:

Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)

Renting
Monthly Rent: $	RequiredMust be a positive number
Annual Rental Increases:	RequiredInvalid%
Monthly Renter Insurance: $	RequiredInvalid
Savings or Investment Rate:	RequiredInvalid%

Owning
Planned # of years in home:	RequiredInvalid
Yearly appreciation of the home:	RequiredInvalid%
Annual home maintenance:	RequiredInvalid%

Our Listings

Calculators